Life Benefits Advocate
BURIAL COVERAGE
Licensed agentsNo medical examAges 50–85
For adults 50–85 · No medical exam
Your rate never goes up.
Lock a rate today that never increases. Six quick taps.
Rates as low as $30 a month.
No 2-year wait on plans
Are you male or female?
Takes about 60 seconds
Licensed agents in 40 statesNo medical examRates that never go up
No 2-year wait on plans
Did you know?
$8,300+
Median funeral cost today (NFDA)
vs.
$255
The one-time Social Security death benefit
The difference — roughly $8,000 — is what families end up covering out of pocket, usually at the worst possible moment. Final expense coverage was built to close that gap.
How it works
Three simple steps.
1. Check eligibility
Answer a few quick questions to see what plans are available in your state.
2. Answer a few questions
About 60 seconds. No medical exam for most — just a few health questions.
3. Review with a licensed agent
A licensed agent walks through your options with you by phone. No pressure.
Meet your licensed agent
Thomas Fox, Licensed Agent
Thomas is the licensed agent who will call you. He works with families across [state] to find affordable coverage.
Common questions
Is this a government program?
No. This is private final expense insurance issued by state-licensed carriers and regulated by your state’s Department of Insurance.
Do I need a medical exam?
Most applicants don’t — just a few short health questions. No physical, no blood draw, no doctor visit.
Is there a waiting period before I’m covered?
Not on many plans — first-day-coverage options pay the full benefit from day one. Some plans designed for more serious health situations use a 2-year graded period instead. A licensed agent will tell you exactly which type you qualify for before you decide anything.
Will my rate go up over time?
Once a whole-life final expense policy is issued, the rate is designed to stay fixed for the life of the policy.
What does it cost?
Rates depend on your age, state, health, and coverage amount. Many plans start around $1–$2 a day — a licensed agent gives you the exact number for your situation.
What happens after I check my options?
A licensed agent calls you — usually within minutes during business hours — walks through the plans you qualify for, and answers your questions. You decide from there. No pressure, no obligation.
Ready when you are.
Check your options in about 60 seconds. No medical exam for most.